Farm Equipment Insurance in Erie and Girard, PA
Your farm equipment and machinery are essential to your operations, and repairing or replacing them when they are damaged may create significant financial hardship. Securing the right farm equipment insurance may provide safeguards against potential losses.
The professionals at Mark Bruns Agency can help you obtain a farm equipment insurance policy that meets your needs. Contact us today for additional information.
What Does Farm Equipment Insurance Cover?
Farm equipment insurance may provide coverage for several causes of loss, including:
Hail or wind
Theft or vandalism
Farm equipment insurance policies may also provide liability coverage. If you are responsible for the property damage or injuries of third parties while using your farm equipment, liability coverage may help pay for the resulting medical bills and legal expenses. Consult with your agent about specific terms, limits and exclusions.
What Equipment Does Farm Equipment Insurance Cover?
Farmers typically have an extensive inventory of equipment and machinery, and farm equipment insurance may cover these assets, including:
Tractors and combines
Wagons and planters
Farm office equipment
Tools and supplies
Additional equipment may qualify for protection, and you may secure either a scheduled or blanket policy. With scheduled coverage, you can generally select individual pieces of equipment and machinery to insure at a specified limit. A blanket policy may cover all of your farm equipment and machinery under a total limit.
What Is the Cost of Farm Equipment Insurance?
The cost of farm equipment insurance depends on various factors, such as your selected coverages and limits. The age and value of your farm equipment and machinery could also impact the premium.
Contact Us Today
The team of professionals at Mark Bruns Agency can work with you to find the protection you need for your equipment that fits within your budget. Contact us today for more information or a quote.