Commercial General Liability in Erie and Girard, PA
As a small business owner, it’s essential to set up precautions to protect your business financially. General liability insurance helps protect your business from various liability claims that can come up during regular business operations. Without coverage, you may be stuck with hefty out-of-pocket costs.
Our agents at Mark Bruns Agency are here to help you sort through coverage options to protect your business.
What Does General Liability Insurance Cover?
There are three main types of general liability insurance.
Bodily Injury and Property Damage Liability
This type of coverage protects against losses from the legal liability of those insured for bodily injury or property damage to others. This arises from non-professional negligent acts or for liability arising out of business operations. Mental and emotional distress are included as bodily injury and may be covered by your policy.
Personal and Advertising Injury
This element of your policy can help cover certain offenses, which may include the following:
This provides limited coverage for medical payments, including injuries sustained by a non-employee caused by an accident on the insured’s premises. If you need employee coverage, you can add on workers’ compensation insurance to help cover work-related injury or illness.
How Much General Liability Coverage Do I Need?
The amount of coverage you need will depend on the needs of your business. How much coverage you choose to have will also influence the cost of your coverage. Your premium costs can be affected by the following:
Reach out to an agent to discuss how much coverage is right for you and to get a quote.
Get Started Today
At Mark Bruns Agency, we’re here to help protect all aspects of your business. Contact our agents today to get started with general liability insurance and learn about what additional coverage options are available to your business.